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<!doctype html><html xmlns="http://www.w3.org/1999/xhtml"><head><meta http-equiv="Content-Type" content="text/html; charset=utf-8" /><title>CD Rates, Savings Account Rates, Credit Cards & Loans - Financial News for the Best Bank Rates | Go Banking Rates</title><meta name="title" content="CD Rates, Savings Account Rates, Credit Cards & Loans - Financial News for the Best Bank Rates | Go Banking Rates" /><meta name="keywords" content="banking rate, banking rates" /><meta name="description" content="Go Banking Rates offers the latest financial news on the highest interest rates for savings and CDs, as well as the lowest interest rates for credit cards, loans and mortgages." /><link rel="shortcut icon" href="/img/gobankingrates/favicon.ico" type="image/x-icon" /><link rel="canonical" href="http://www.gobankingrates.com/" /> <link rel="stylesheet" type="text/css" href="/css/gobankingrates/home.css" /> <link rel="stylesheet" type="text/css" href="/css/gobankingrates/jquerytabs.css" />  <link 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href="http://www.gobankingrates.com/tax/are-we-losing-out-by-not-legalizing-marijuana-infographic/">Are We Losing Out by Not Legalizing Marijuana? (Infographic)</a></li> <li><a href="http://www.gobankingrates.com/how-much-does-your-car-really-cost-you/">The Little Things Add Up: The True Cost of Owning a Car</a></li> <li><a href="http://www.gobankingrates.com/history-of-the-40-hour-work-week-and-its-effects-on-the-economy/">Where the 40-Hour-Workweek Came From and How It Hurts the Economy</a></li> <li><a href="http://www.gobankingrates.com/credit/how-to-protect-your-social-networking-identity/">How Social Networking Puts Your Identity at Risk</a></li> </ul> </div> </div> </div> <div class="subb"> <h2><a href="http://www.gobankingrates.com/how-much-are-you-spending-on-beer/">How Much are You Spending on Beer? More than the Irish? (Infographic)</a></h2></div><div class="meta"> <span> Posted in <a href="/infographics/">Infographics</a>, <a href="/savings-account/saving-money/">Saving Money</a> </span> <div class="postdate">March 17th, 2010</div></div><div class="content"> <p>There are 36.3 million Americans who can claim Irish heritage, and today is the day to celebrate that.</p><p>St. Patrick's Day is usually filled with green beer, corned beef and any other number of green and Irish related things. On a day where we're celebrating with a pint or two, we took a look at our Irish counterparts and their drinking habits.</p><p>Both countries are spending serious cash on booze. Maybe we should start saving some of that cash. We'll help you find a great savings account.</p><p>How did the two countries stack up? Take a look at our infographic below.</p><p><a title="All of our infographics" href="http://www.gobankingrates.com/infographics/"><em>Want to see all of our infographics? Find them here.</em></a></p><p><a href="http://www.flickr.com/photos/41829745@N06/4438791201/sizes/o/" target="_blank">(see the full size infographic)<br /></a></p><p><a href="http://www.flickr.com/photos/41829745@N06/4438791201/sizes/o/"><img class="alignnone size-full wp-image-134615" title="consuption-of-beer-wp1" src="http://www.gobankingrates.com/system/wp/blogs/12/assets/consuption-of-beer-wp1.jpg" alt="consuption-of-beer-wp1" width="400" height="645" /></a></p> </div> <div class="socialtools"> <ul>  <li class="ybuzz"><div class="js-kit-rating" title="How Much are You Spending on Beer? More than the Irish? 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(Infographic)" addthis:url="http://www.gobankingrates.com/how-much-are-you-spending-on-beer/">Share</a> </div>  </li> </ul> <br class="clear" /> </div> <div id ="commentcount"></div> </div>  <div id="center_ad"> <div id="center_ad_button"> <a href="http://www.gofreecredit.com/index.php?id=11381&lte=all&subid=center_ad"><img src="/img/gobankingrates/content-btn-1.gif" border="0" width="228" height="53"/></a> </div> </div> <div class="text-holder"> <div class="subb"> <h2><a href="http://www.gobankingrates.com/retirement/401k/hewitt-associates-pushes-legislation-to-curb-high-401-k-plan-fees/">Hewitt Associates Pushes Legislation to Curb High 401(k) Plan Fees</a></h2></div><div class="meta"> <span> Posted in <a href="/retirement/401k/">401k</a>, <a href="/retirement/">Retirement</a>, <a href="/retirement/retirement-planning/">Retirement Planning</a> </span> <div class="postdate">March 17th, 2010</div></div><div class="content"> <p><strong>Global human resources consulting and outsourcing company, Hewitt Associates, is pushing for federal action to help put a stop to the lack of transparency both employers and workers deal with when trying to understand how 401(k) plan fees are being charged.</strong></p><p>The company believes that because investment managers and other service providers are not obligated to tell how they're charging, workers are missing out on the <strong>retirement</strong> savings that could help them properly rebuild their nest eggs after the financial crisis.</p><h3>Investment Managers Not Telling the Whole Story</h3><p>According to Hewitt Associates, millions of employees who are participating in <strong>401(k)</strong> plans may be paying unnecessarily high fees because the service providers their employers are working with are charging administrative fees based on the amount of money (assets) in the plan. Taking this route means the providers can charge more than they would be able to if they were charging on a fee-for-service model that bases fees on the number of participants it's servicing.</p><p>But worse, because these providers aren't obligated to talk about what they're charging, both employers and workers are paying higher fees than necessary, resulting in employees missing out on a fair chance to recover the money lost after the financial crisis.</p><h3>Hewitt Proposes Federal Action to Obtain Transparency</h3><p>In order to make sure that employers and employees know exactly what's being charged by investment managers, Hewittproposes that federal action be taken sooner than later. The hope is that if plan sponsors and individuals receive better information on fees, employers will be better able to protect and enhance their employees' <strong>retirement</strong> savings by providing a better climate for negotiating lower fees for <strong>401(k)</strong> plans.</p><p>Recent reportsshow thatnearly half of all <a href="http://www.gobankingrates.com/retirement/401k/43-of-american-workers-have-less-than-10k-in-retirement-savings/">American workers have less than $10,000 in their nest egg</a>. Hewitt hopes that this can change in the near future. Currently, there are pieces of legislation moving throughthe House and Senate that could help make disclosure a necessity.However, it's possible that with the <a href="http://www.gobankingrates.com/retirement/401k/money-alert-the-government-has-plans-for-your-401-k-and-ira/">governmenthoping to take over 401(k)s and IRAs</a> to pay down the deficit, this particular issue may no longerbe a cause for concern.</p> </div> <div class="socialtools"> <ul>  <li class="ybuzz"><div class="js-kit-rating" title="Hewitt Associates Pushes Legislation to Curb High 401(k) Plan Fees" path="http://www.gobankingrates.com/retirement/401k/hewitt-associates-pushes-legislation-to-curb-high-401-k-plan-fees/" permalink="http://www.gobankingrates.com/retirement/401k/hewitt-associates-pushes-legislation-to-curb-high-401-k-plan-fees/"></div></li> <div id="rating"></div>  <li class="digg"><a 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addthis:url="http://www.gobankingrates.com/retirement/401k/hewitt-associates-pushes-legislation-to-curb-high-401-k-plan-fees/">Share</a> </div>  </li> </ul> <br class="clear" /> </div> <div id ="commentcount"></div> <div class="subb"> <h2><a href="http://www.gobankingrates.com/you-could-win-500-worth-of-groceries/">You Could Win $500 Worth of Groceries on BargainBabe!</a></h2></div><div class="meta"> <div class="postdate">March 16th, 2010</div></div><div class="content"> <p style="text-align: center;"> <a href="http://www.flickr.com/photos/phototram/3863069993/"> <img class="size-full wp-image-134428 aligncenter" title="grocery-store" src="http://www.gobankingrates.com/system/wp/blogs/12/assets/grocery-store.jpg" alt="phototram/Flickr" width="280" height="210" /> </a> <small> Photo by <a rel="nofollow" href="http://www.flickr.com/photos/phototram"> phototram</a> </small> </p> <p> We've teamed up with BargainBabe to give one lucky reader a chance to win $500 worth of groceries!</p> <p> In these economically challenging times, who couldn't use some help with the grocery bills?</p> <p> The contest begins at <strong> 12:01 a.m. PST Tuesday, March 16, 2010</strong> and ends at <strong> 11:59 p.m.</strong> on...</p> <br/><br/> <strong>Read Full Article: <a href="http://www.gobankingrates.com/you-could-win-500-worth-of-groceries/">You Could Win $500 Worth of Groceries on BargainBabe!</a></strong> </div> <div class="socialtools"> <ul>  <li class="ybuzz"><div class="js-kit-rating" title="You Could Win $500 Worth of Groceries on BargainBabe!" path="http://www.gobankingrates.com/you-could-win-500-worth-of-groceries/" permalink="http://www.gobankingrates.com/you-could-win-500-worth-of-groceries/"></div></li> <div id="rating"></div>  <li class="digg"><a href="http://www.gobankingrates.com/you-could-win-500-worth-of-groceries/#comments"><span class="js-kit-comments-count" path="http://www.gobankingrates.com/you-could-win-500-worth-of-groceries/">0</span> Comments</a></li>  <li 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BargainBabe!" addthis:url="http://www.gobankingrates.com/you-could-win-500-worth-of-groceries/"></a> <span class="addthis_separator">|</span> <a class="addthis_button_expanded" addthis:title="You Could Win $500 Worth of Groceries on BargainBabe!" addthis:url="http://www.gobankingrates.com/you-could-win-500-worth-of-groceries/">Share</a> </div>  </li> </ul> <br class="clear" /> </div> <div id ="commentcount"></div> <div class="subb"> <h2><a href="http://www.gobankingrates.com/credit-card-rates/guest-post-by-all-finance-help-how-to-use-credit-card-debt-consolidation-to-fight-your-debt-woes/">How to Use Credit Card Debt Consolidation to Fight Your Debt Woes</a></h2></div><div class="meta"> <span> Posted in <a href="/credit-card-rates/">Credit Card Rates</a>, <a href="/debt/debt-consolidation/">Debt Consolidation</a>, <a href="/personal-finance/">Personal Finance</a> </span> <div class="postdate">March 16th, 2010</div></div><div class="content"> <p> <img class="aligncenter size-medium wp-image-134372" title="credit card consolidation" src="http://www.gobankingrates.com/system/wp/blogs/12/assets/istock_000012135757xsmall-300x199.jpg" alt="credit card consolidation" width="300" height="199" /> </p> <p> <em> Saurabh Dhanuka has made great strides in getting his finances under control, including starting an emergency fund, paying all his bills on time, not getting further into debt, and eliminating his debt (which he plans to complete by the end of this year). Check out his blog <a href="http://allfinancehelp.blogspot.com/" target="_blank"> All Finance Help.</a> </em> </p> <p>...</p> <br/><br/> <strong>Read Full Article: <a href="http://www.gobankingrates.com/credit-card-rates/guest-post-by-all-finance-help-how-to-use-credit-card-debt-consolidation-to-fight-your-debt-woes/">How to Use Credit Card Debt Consolidation to Fight Your Debt Woes</a></strong> </div> <div class="socialtools"> <ul>  <li class="ybuzz"><div class="js-kit-rating" title="How to Use Credit Card Debt Consolidation to Fight Your Debt Woes" path="http://www.gobankingrates.com/credit-card-rates/guest-post-by-all-finance-help-how-to-use-credit-card-debt-consolidation-to-fight-your-debt-woes/" permalink="http://www.gobankingrates.com/credit-card-rates/guest-post-by-all-finance-help-how-to-use-credit-card-debt-consolidation-to-fight-your-debt-woes/"></div></li> <div id="rating"></div>  <li class="digg"><a 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addthis:url="http://www.gobankingrates.com/credit-card-rates/guest-post-by-all-finance-help-how-to-use-credit-card-debt-consolidation-to-fight-your-debt-woes/"></a> <a class="addthis_button_digg" addthis:title="How to Use Credit Card Debt Consolidation to Fight Your Debt Woes" addthis:url="http://www.gobankingrates.com/credit-card-rates/guest-post-by-all-finance-help-how-to-use-credit-card-debt-consolidation-to-fight-your-debt-woes/"></a> <a class="addthis_button_twitter" addthis:title="How to Use Credit Card Debt Consolidation to Fight Your Debt Woes" addthis:url="http://www.gobankingrates.com/credit-card-rates/guest-post-by-all-finance-help-how-to-use-credit-card-debt-consolidation-to-fight-your-debt-woes/"></a> <a class="addthis_button_stumbleupon" addthis:title="How to Use Credit Card Debt Consolidation to Fight Your Debt Woes" addthis:url="http://www.gobankingrates.com/credit-card-rates/guest-post-by-all-finance-help-how-to-use-credit-card-debt-consolidation-to-fight-your-debt-woes/"></a> <span class="addthis_separator">|</span> <a class="addthis_button_expanded" addthis:title="How to Use Credit Card Debt Consolidation to Fight Your Debt Woes" addthis:url="http://www.gobankingrates.com/credit-card-rates/guest-post-by-all-finance-help-how-to-use-credit-card-debt-consolidation-to-fight-your-debt-woes/">Share</a> </div>  </li> </ul> <br class="clear" /> </div> <div id ="commentcount"></div> <div class="subb"> <h2><a href="http://www.gobankingrates.com/savings-account/americans-got-richer-in-4th-quarter-2009/">Americans Got Richer in 4th Quarter 2009</a></h2></div><div class="meta"> <span> Posted in <a href="/financial-news/">Financial News</a>, <a href="/savings-account/saving-money/">Saving Money</a>, <a href="/savings-account/">Savings Account</a> </span> <div class="postdate">March 16th, 2010</div></div><div class="content"> <p> <strong> A quarterlyreport from the Federal Reserve released on Thursday revealed that Americansactually got a little richer in the fourth quarter of 2009.</strong> In that quarter, U.S. households saw a total net worth of $54.18 trillion, which was a 1.3 percent increase from the third quarter worth of $53.49...</p> <br/><br/> <strong>Read Full Article: <a href="http://www.gobankingrates.com/savings-account/americans-got-richer-in-4th-quarter-2009/">Americans Got Richer in 4th Quarter 2009</a></strong> </div> <div class="socialtools"> <ul>  <li class="ybuzz"><div class="js-kit-rating" title="Americans Got Richer in 4th Quarter 2009" path="http://www.gobankingrates.com/savings-account/americans-got-richer-in-4th-quarter-2009/" permalink="http://www.gobankingrates.com/savings-account/americans-got-richer-in-4th-quarter-2009/"></div></li> <div id="rating"></div>  <li class="digg"><a href="http://www.gobankingrates.com/savings-account/americans-got-richer-in-4th-quarter-2009/#comments"><span class="js-kit-comments-count" path="http://www.gobankingrates.com/savings-account/americans-got-richer-in-4th-quarter-2009/">0</span> Comments</a></li>  <li class="addthis"> <script type="text/javascript">var addthis_pub = "ctiadmin";</script> <div class="addthis_toolbox addthis_default_style"> <a class="addthis_button_email" addthis:title="Americans Got Richer in 4th Quarter 2009" addthis:url="http://www.gobankingrates.com/savings-account/americans-got-richer-in-4th-quarter-2009/"></a> <a class="addthis_button_tipd" addthis:title="Americans Got Richer in 4th Quarter 2009" addthis:url="http://www.gobankingrates.com/savings-account/americans-got-richer-in-4th-quarter-2009/"></a> <a class="addthis_button_digg" addthis:title="Americans Got Richer in 4th Quarter 2009" addthis:url="http://www.gobankingrates.com/savings-account/americans-got-richer-in-4th-quarter-2009/"></a> <a class="addthis_button_twitter" addthis:title="Americans Got Richer in 4th Quarter 2009" addthis:url="http://www.gobankingrates.com/savings-account/americans-got-richer-in-4th-quarter-2009/"></a> <a class="addthis_button_stumbleupon" addthis:title="Americans Got Richer in 4th Quarter 2009" addthis:url="http://www.gobankingrates.com/savings-account/americans-got-richer-in-4th-quarter-2009/"></a> <span class="addthis_separator">|</span> <a class="addthis_button_expanded" addthis:title="Americans Got Richer in 4th Quarter 2009" addthis:url="http://www.gobankingrates.com/savings-account/americans-got-richer-in-4th-quarter-2009/">Share</a> </div>  </li> </ul> <br class="clear" /> </div> <div id ="commentcount"></div> <div class="subb"> <h2><a href="http://www.gobankingrates.com/rabbitfunds-2010-financial-planning-genius-request-for-nominations/">RabbitFunds 2010 Financial Planning Genius: Request for Nominations</a></h2></div><div class="meta"> <div class="postdate">March 15th, 2010</div></div><div class="content"> <p> <img class="aligncenter size-full wp-image-134359" title="financial-planning-genius" src="http://www.gobankingrates.com/system/wp/blogs/gobankingrates/financial-planning-genius.jpg" alt="financial-planning-genius" width="250" height="250" /> </p> <p> Do you know any superstar financial planners? Someone who is really paving the way to help others change bad financial habits and achieve financial freedom while captivating us in the process? Well, this is your chance to get them recognized. <a title="Rabbit Funds" href="http://www.rabbitfunds.com/2010/03/2010-financial-planning-genius-request-for-nominations/"> RabbitFunds.com</a> is doing a call for nominations from...</p> <br/><br/> <strong>Read Full Article: <a href="http://www.gobankingrates.com/rabbitfunds-2010-financial-planning-genius-request-for-nominations/">RabbitFunds 2010 Financial Planning Genius: Request for Nominations</a></strong> </div> <div class="socialtools"> <ul>  <li class="ybuzz"><div class="js-kit-rating" title="RabbitFunds 2010 Financial Planning Genius: Request for Nominations" path="http://www.gobankingrates.com/rabbitfunds-2010-financial-planning-genius-request-for-nominations/" permalink="http://www.gobankingrates.com/rabbitfunds-2010-financial-planning-genius-request-for-nominations/"></div></li> <div id="rating"></div>  <li class="digg"><a href="http://www.gobankingrates.com/rabbitfunds-2010-financial-planning-genius-request-for-nominations/#comments"><span class="js-kit-comments-count" path="http://www.gobankingrates.com/rabbitfunds-2010-financial-planning-genius-request-for-nominations/">0</span> Comments</a></li>  <li class="addthis"> <script type="text/javascript">var addthis_pub = "ctiadmin";</script> <div class="addthis_toolbox addthis_default_style"> <a class="addthis_button_email" addthis:title="RabbitFunds 2010 Financial Planning Genius: Request for Nominations" addthis:url="http://www.gobankingrates.com/rabbitfunds-2010-financial-planning-genius-request-for-nominations/"></a> <a class="addthis_button_tipd" addthis:title="RabbitFunds 2010 Financial Planning Genius: Request for Nominations" addthis:url="http://www.gobankingrates.com/rabbitfunds-2010-financial-planning-genius-request-for-nominations/"></a> <a class="addthis_button_digg" addthis:title="RabbitFunds 2010 Financial Planning Genius: Request for Nominations" addthis:url="http://www.gobankingrates.com/rabbitfunds-2010-financial-planning-genius-request-for-nominations/"></a> <a class="addthis_button_twitter" addthis:title="RabbitFunds 2010 Financial Planning Genius: Request for Nominations" addthis:url="http://www.gobankingrates.com/rabbitfunds-2010-financial-planning-genius-request-for-nominations/"></a> <a class="addthis_button_stumbleupon" addthis:title="RabbitFunds 2010 Financial Planning Genius: Request for Nominations" addthis:url="http://www.gobankingrates.com/rabbitfunds-2010-financial-planning-genius-request-for-nominations/"></a> <span class="addthis_separator">|</span> <a class="addthis_button_expanded" addthis:title="RabbitFunds 2010 Financial Planning Genius: Request for Nominations" addthis:url="http://www.gobankingrates.com/rabbitfunds-2010-financial-planning-genius-request-for-nominations/">Share</a> </div>  </li> </ul> <br class="clear" /> </div> <div id ="commentcount"></div> <div class="subb"> <h2><a href="http://www.gobankingrates.com/loans/student-loans/pell-grants-in-jeopardy-if-student-loan-overhaul-fails-to-pass/">Pell Grants in Jeopardy if Student Loan Overhaul Fails to Pass</a></h2></div><div class="meta"> <span> Posted in <a href="/loans/student-loans/federal-student-loans/">Federal Student Loans</a>, <a href="/loans/">Loans</a>, <a href="/loans/student-loans/private-student-loans/">Private Student Loans</a>, <a href="/loans/student-loans/">Student Loans</a> </span> <div class="postdate">March 15th, 2010</div></div><div class="content"> <p> <strong> As Congress struggles to agree over what is best for health care, they have another agenda to worry about that could affect millions of college students in 2011: student loans.</strong> Currently, an overhaul for <strong> student loans</strong> is being debated between Democrats and Republicans in Senate and President...</p> <br/><br/> <strong>Read Full Article: <a href="http://www.gobankingrates.com/loans/student-loans/pell-grants-in-jeopardy-if-student-loan-overhaul-fails-to-pass/">Pell Grants in Jeopardy if Student Loan Overhaul Fails to Pass</a></strong> </div> <div class="socialtools"> <ul>  <li class="ybuzz"><div class="js-kit-rating" title="Pell Grants in Jeopardy if Student Loan Overhaul Fails to Pass" path="http://www.gobankingrates.com/loans/student-loans/pell-grants-in-jeopardy-if-student-loan-overhaul-fails-to-pass/" permalink="http://www.gobankingrates.com/loans/student-loans/pell-grants-in-jeopardy-if-student-loan-overhaul-fails-to-pass/"></div></li> <div id="rating"></div>  <li class="digg"><a href="http://www.gobankingrates.com/loans/student-loans/pell-grants-in-jeopardy-if-student-loan-overhaul-fails-to-pass/#comments"><span class="js-kit-comments-count" path="http://www.gobankingrates.com/loans/student-loans/pell-grants-in-jeopardy-if-student-loan-overhaul-fails-to-pass/">0</span> Comments</a></li>  <li class="addthis"> <script type="text/javascript">var addthis_pub = "ctiadmin";</script> <div class="addthis_toolbox addthis_default_style"> <a class="addthis_button_email" addthis:title="Pell Grants in Jeopardy if Student Loan Overhaul Fails to Pass" addthis:url="http://www.gobankingrates.com/loans/student-loans/pell-grants-in-jeopardy-if-student-loan-overhaul-fails-to-pass/"></a> <a class="addthis_button_tipd" addthis:title="Pell Grants in Jeopardy if Student Loan Overhaul Fails to Pass" addthis:url="http://www.gobankingrates.com/loans/student-loans/pell-grants-in-jeopardy-if-student-loan-overhaul-fails-to-pass/"></a> <a class="addthis_button_digg" addthis:title="Pell Grants in Jeopardy if Student Loan Overhaul Fails to Pass" addthis:url="http://www.gobankingrates.com/loans/student-loans/pell-grants-in-jeopardy-if-student-loan-overhaul-fails-to-pass/"></a> <a class="addthis_button_twitter" addthis:title="Pell Grants in Jeopardy if Student Loan Overhaul Fails to Pass" addthis:url="http://www.gobankingrates.com/loans/student-loans/pell-grants-in-jeopardy-if-student-loan-overhaul-fails-to-pass/"></a> <a class="addthis_button_stumbleupon" addthis:title="Pell Grants in Jeopardy if Student Loan Overhaul Fails to Pass" addthis:url="http://www.gobankingrates.com/loans/student-loans/pell-grants-in-jeopardy-if-student-loan-overhaul-fails-to-pass/"></a> <span class="addthis_separator">|</span> <a class="addthis_button_expanded" addthis:title="Pell Grants in Jeopardy if Student Loan Overhaul Fails to Pass" addthis:url="http://www.gobankingrates.com/loans/student-loans/pell-grants-in-jeopardy-if-student-loan-overhaul-fails-to-pass/">Share</a> </div>  </li> </ul> <br class="clear" /> </div> <div id ="commentcount"></div> <div class="subb"> <h2><a href="http://www.gobankingrates.com/savings-account/its-all-about-the-cash-flow/">It's All About The Cash Flow!</a></h2></div><div class="meta"> <span> Posted in <a href="/savings-account/budget/">Budget</a>, <a href="/savings-account/saving-money/">Saving Money</a>, <a href="/savings-account/">Savings Account</a> </span> <div class="postdate">March 12th, 2010</div></div><div class="content"> <p> <img class="aligncenter size-medium wp-image-132204" title="cash flow" src="http://www.gobankingrates.com/system/wp/blogs/12/assets/istock_000005922389xsmall-300x245.jpg" mce_src="http://www.gobankingrates.com/system/wp/blogs/12/assets/istock_000005922389xsmall-300x245.jpg" alt="cash flow" height="245" width="300"> </p> <p> <i> <b> J. Money</b> writes for <b> <a href="http://www.budgetsaresexy.com/" mce_href="http://www.budgetsaresexy.com/" target="_blank"> Budgets are Sexy</a> </b> - A laid back finance blog of a guy just trying to spice things up a bit. He also finds budgets....well...sexy!  If you like what you see, pop on over and say hello.  Or better yet, <a href="http://feeds2.feedburner.com/budgetsaresexy" mce_href="http://feeds2.feedburner.com/budgetsaresexy" target="_blank"> subscribe</a> to his future articles or follow him on <a href="http://www.twitter.com/budgetsaresexy" mce_href="http://www.twitter.com/budgetsaresexy"> Twitter</a> </i> </p> <p> <b> The hard truth is...</b></p> <br/><br/> <strong>Read Full Article: <a href="http://www.gobankingrates.com/savings-account/its-all-about-the-cash-flow/">It's All About The Cash Flow!</a></strong> </div> <div class="socialtools"> <ul>  <li class="ybuzz"><div class="js-kit-rating" title="It's All About The Cash Flow!" path="http://www.gobankingrates.com/savings-account/its-all-about-the-cash-flow/" permalink="http://www.gobankingrates.com/savings-account/its-all-about-the-cash-flow/"></div></li> <div id="rating"></div>  <li class="digg"><a href="http://www.gobankingrates.com/savings-account/its-all-about-the-cash-flow/#comments"><span class="js-kit-comments-count" path="http://www.gobankingrates.com/savings-account/its-all-about-the-cash-flow/">0</span> Comments</a></li>  <li class="addthis"> <script type="text/javascript">var addthis_pub = "ctiadmin";</script> <div class="addthis_toolbox addthis_default_style"> <a class="addthis_button_email" addthis:title="It's All About The Cash Flow!" addthis:url="http://www.gobankingrates.com/savings-account/its-all-about-the-cash-flow/"></a> <a class="addthis_button_tipd" addthis:title="It's All About The Cash Flow!" addthis:url="http://www.gobankingrates.com/savings-account/its-all-about-the-cash-flow/"></a> <a class="addthis_button_digg" addthis:title="It's All About The Cash Flow!" addthis:url="http://www.gobankingrates.com/savings-account/its-all-about-the-cash-flow/"></a> <a class="addthis_button_twitter" addthis:title="It's All About The Cash Flow!" addthis:url="http://www.gobankingrates.com/savings-account/its-all-about-the-cash-flow/"></a> <a class="addthis_button_stumbleupon" addthis:title="It's All About The Cash Flow!" addthis:url="http://www.gobankingrates.com/savings-account/its-all-about-the-cash-flow/"></a> <span class="addthis_separator">|</span> <a class="addthis_button_expanded" addthis:title="It's All About The Cash Flow!" addthis:url="http://www.gobankingrates.com/savings-account/its-all-about-the-cash-flow/">Share</a> </div>  </li> </ul> <br class="clear" /> </div> <div id ="commentcount"></div> <div class="subb"> <h2><a href="http://www.gobankingrates.com/savings-account/checklist-for-finding-and-opening-a-savings-account/">Checklist for Finding and Opening a Savings Account (Download)</a></h2></div><div class="meta"> <span> Posted in <a href="/personal-finance/">Personal Finance</a>, <a href="/savings-account/saving-money/">Saving Money</a>, <a href="/savings-account/">Savings Account</a> </span> <div class="postdate">March 11th, 2010</div></div><div class="content"> <p> Thanks to the recession, Americans are no longer being carefree with their spending habits, which is good for <a href="http://www.gobankingrates.com/savings-account/"> <strong> savings accounts</strong> </a> . Until the economic slowdown kicked into high gear, consumers were spending nearly every penny they earned. Now American's are saving an average of <a title="Recession Spurs Saving Trend: American Public Media" href="http://marketplace.publicradio.org/display/web/2009/06/05/mm_save/" target="_blank"> 5% </a> of their incomes...</p> <br/><br/> <strong>Read Full Article: <a href="http://www.gobankingrates.com/savings-account/checklist-for-finding-and-opening-a-savings-account/">Checklist for Finding and Opening a Savings Account (Download)</a></strong> </div> <div class="socialtools"> <ul>  <li class="ybuzz"><div class="js-kit-rating" title="Checklist for Finding and Opening a Savings Account (Download)" path="http://www.gobankingrates.com/savings-account/checklist-for-finding-and-opening-a-savings-account/" permalink="http://www.gobankingrates.com/savings-account/checklist-for-finding-and-opening-a-savings-account/"></div></li> <div id="rating"></div>  <li class="digg"><a href="http://www.gobankingrates.com/savings-account/checklist-for-finding-and-opening-a-savings-account/#comments"><span class="js-kit-comments-count" path="http://www.gobankingrates.com/savings-account/checklist-for-finding-and-opening-a-savings-account/">0</span> Comments</a></li>  <li class="addthis"> <script type="text/javascript">var addthis_pub = "ctiadmin";</script> <div class="addthis_toolbox addthis_default_style"> <a class="addthis_button_email" addthis:title="Checklist for Finding and Opening a Savings Account (Download)" addthis:url="http://www.gobankingrates.com/savings-account/checklist-for-finding-and-opening-a-savings-account/"></a> <a class="addthis_button_tipd" addthis:title="Checklist for Finding and Opening a Savings Account (Download)" addthis:url="http://www.gobankingrates.com/savings-account/checklist-for-finding-and-opening-a-savings-account/"></a> <a class="addthis_button_digg" addthis:title="Checklist for Finding and Opening a Savings Account (Download)" addthis:url="http://www.gobankingrates.com/savings-account/checklist-for-finding-and-opening-a-savings-account/"></a> <a class="addthis_button_twitter" addthis:title="Checklist for Finding and Opening a Savings Account (Download)" addthis:url="http://www.gobankingrates.com/savings-account/checklist-for-finding-and-opening-a-savings-account/"></a> <a class="addthis_button_stumbleupon" addthis:title="Checklist for Finding and Opening a Savings Account (Download)" addthis:url="http://www.gobankingrates.com/savings-account/checklist-for-finding-and-opening-a-savings-account/"></a> <span class="addthis_separator">|</span> <a class="addthis_button_expanded" addthis:title="Checklist for Finding and Opening a Savings Account (Download)" addthis:url="http://www.gobankingrates.com/savings-account/checklist-for-finding-and-opening-a-savings-account/">Share</a> </div>  </li> </ul> <br class="clear" /> </div> <div id ="commentcount"></div> <div class="subb"> <h2><a href="http://www.gobankingrates.com/employers-taking-cautious-steps-toward-hiring-in-2nd-quarter/">Employers Taking Cautious Steps Toward Hiring in Second Quarter</a></h2></div><div class="meta"> <span> Posted in <a href="/economy/">Economy</a>, <a href="/financial-news/">Financial News</a> </span> <div class="postdate">March 11th, 2010</div></div><div class="content"> <p> <strong> A new Manpower Employment Outlook Survey released on Tuesday revealed that employers are still not quite ready to begin hiring new talent with their companies.</strong> With a mere 5 percent of employers saying they expect to hire in the second quarter, there's no doubt thatbusinesses still have...</p> <br/><br/> <strong>Read Full Article: <a href="http://www.gobankingrates.com/employers-taking-cautious-steps-toward-hiring-in-2nd-quarter/">Employers Taking Cautious Steps Toward Hiring in Second Quarter</a></strong> </div> <div class="socialtools"> <ul>  <li class="ybuzz"><div class="js-kit-rating" title="Employers Taking Cautious Steps Toward Hiring in Second Quarter" 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addthis:url="http://www.gobankingrates.com/employers-taking-cautious-steps-toward-hiring-in-2nd-quarter/">Share</a> </div>  </li> </ul> <br class="clear" /> </div> <div id ="commentcount"></div> </div> <div class="pagination"> 1  |  <a href="/p-2/" title="page 2">2</a>  |  <a href="/p-3/" title="page 3">3</a>  |  <a href="/p-4/" title="page 4">4</a>  |  <a href="/p-5/" title="page 5">5</a>  |  <a href="/p-6/" title="page 6">6</a>  |  <a href="/p-7/" title="page 7">7</a>  |  <a href="/p-8/" title="page 8">8</a>  |  <a href="/p-9/" title="page 9">9</a>  |  <a href="/p-10/" title="page 10">10</a>  |    <a href="/p-2/" title="next page">Next >></a>    <a href="/p-73/" title="last page">[73]</a> </div> </div> <div id="rightbar"> <div class="rateTable small"> <div class="top"> </div> <div class="container"> <h4>Best Banking Rates</h4> <div class="content smallRateTable"> <table> <thead class="bg2"> <tr><th class="BestRatesFeaturedRate" colspan=2>Featured Rate</th></tr> </thead> <tbody class="bg2"> <tr> <td> <a href="/discover-bank/"> <img src='/system/asset/gobankingrates/rate/logo-small/discover-bank'/></a><br/> <span class="rate-text-17">Discover Bank</a> </td> <td class="leftborder"> <div class="apy">2.05%</div> <div class="rate-text-17">Date: Mar 11, 2010</div> <div class="nowrap"><a class="rate-text-18" href="http://www.gobankingrates.com/cd-rates/discover-bank-2-year-cd-rate/">View Rate Details</a></div> </td> </tr> <tr> <td colspan=2 class="rateTab"> <a id="highest" class="selected" href="#">Highest Rates</a> <a id="recent" href="#">Recent Rate Changes</a> </td> </tr> </tbody> <tbody class="bg2" id="tabHighest"> <tr> <td> <a class="highestRates" href="http://www.gobankingrates.com/savings-account/first-entertainment-credit-union-savings-rate/">First Entertainment Credit Union Savings Account</a> </td> <td class="leftborder"> <div class="apy">7.00%</div> <div class="rate-text-17">Date: Feb 8, 2010</div> <div><a class="rate-text-18" href="http://www.gobankingrates.com/savings-account/first-entertainment-credit-union-savings-rate/">View Rate Details</a></div>  </td> </tr> <tr> <td> <a class="highestRates" href="http://www.gobankingrates.com/savings-account/main-line-health-employees-credit-union-savings-rate/">Main Line Health Employees Credit Union Savings Account</a> </td> <td class="leftborder"> <div class="apy">5.12%</div> <div class="rate-text-17">Date: Feb 8, 2010</div> <div><a class="rate-text-18" href="http://www.gobankingrates.com/savings-account/main-line-health-employees-credit-union-savings-rate/">View Rate Details</a></div>  </td> </tr> <tr> <td> <a class="highestRates" href="http://www.gobankingrates.com/savings-account/suburban-bank-trust-company-savings-rate/">Suburban Bank & Trust Company Savings Account</a> </td> <td class="leftborder"> <div class="apy">4.02%</div> <div class="rate-text-17">Date: Feb 8, 2010</div> <div><a class="rate-text-18" href="http://www.gobankingrates.com/savings-account/suburban-bank-trust-company-savings-rate/">View Rate Details</a></div>  </td> </tr> </tbody> <tbody class="bg2" id="tabRecent"> <tr> <td class="changedown" style="padding:0 5px 0 32px"> <a class="rate-text-4" href="http://www.gobankingrates.com/cd-rates/providence-bank-of-texas-6-month-cd-rate/">Providence Bank of Texas 6 Month CD Account</a> </td> <td class="leftborder"> <div>1.30% <span class="rate-text-21">to</span><br/> <span class="rate-text-22">1.30%</span></div> <div class="rate-text-17">Date: Mar 15, 2010</div> </td> </tr> <tr> <td class="changedown" style="padding:0 5px 0 32px"> <a class="rate-text-4" href="http://www.gobankingrates.com/cd-rates/providence-bank-of-texas-12-month-cd-rate/">Providence Bank of Texas 12 Month CD Account</a> </td> <td class="leftborder"> <div>1.55% <span class="rate-text-21">to</span><br/> <span class="rate-text-22">1.55%</span></div> <div class="rate-text-17">Date: Mar 15, 2010</div> </td> </tr> <tr> <td class="changedown" style="padding:0 5px 0 32px"> <a class="rate-text-4" href="http://www.gobankingrates.com/savings-account/evergreen-direct-credit-union-savings-rate/">Evergreen Direct Credit Union Savings Account</a> </td> <td class="leftborder"> <div>0.25% <span class="rate-text-21">to</span><br/> <span class="rate-text-22">0.25%</span></div> <div class="rate-text-17">Date: Mar 12, 2010</div> </td> </tr> </tbody> </table> </div> <div class="bottomLink"> <div class="link"><a href="/banking/">See all Banking Rates</a></div> </div> </div> <div class="bottom"> </div></div> <div id="InsuranceQuotes"><form id="gir" action="" method="get" target="_parent"> <select id="selectType" name="type" tabindex="1"> <option value="auto">Auto</option> <option value="health">Health</option> <option value="life">Life</option> <option value="home">Home</option> </select><input name="zipcode" id="zipcode" maxlength="5" type="text" tabindex="2"/><button type="submit" tabindex="3"></button></form></div>  <div class="block-holder"> <h3 align="left">Current Banking News</h3> <div id="news"><ul> <li> <p class="date" align="left"><strong>03/17/10 </strong></p> <div class="news-content"><h3><a href="http://www.reuters.com/article/idUSN1755000920100317?type=usDollarRpt" target="_blank">MONEY MARKETS-US 3-month bill rates rise, supply cited</a></h3> <p>The cash management bills sold on Wednesday were part of the Treasury's Supplemental Financing Program, noted Chris Rupkey, chief <b>financial</b> economist at <a href="http://www.reuters.com/article/idUSN1755000920100317?type=usDollarRpt" target="_blank">...</a></p></div> </li> <li> <p class="date" align="left"><strong>03/17/10 </strong></p> <div class="news-content"><h3><a href="http://blogs.wsj.com/economics/2010/03/17/sanders-raises-concerns-on-dodds-banking-bill/" target="_blank">Sanders Raises Concerns on Dodd's Banking Bill</a></h3> <p>Bernie Sanders (I., Vt.) on Wednesday said he would offer amendments on the Senate floor to “limit credit card interest <b>rates</b> and discourage” secrecy at the <a href="http://blogs.wsj.com/economics/2010/03/17/sanders-raises-concerns-on-dodds-banking-bill/" target="_blank">...</a></p></div> </li> <li> <p class="date" align="left"><strong>03/17/10 </strong></p> <div class="news-content"><h3><a href="http://www.businessweek.com/news/2010-03-17/fed-unconvinced-recovery-yet-warrants-higher-rates-correct-.html" target="_blank">Fed Unconvinced Recovery Yet Warrants Higher Rates</a></h3> <p>A legislative draft by Christopher Dodd of Connecticut, chairman of the Senate <b>Banking</b> Committee, would strip the central bank of oversight of all financial <a href="http://www.businessweek.com/news/2010-03-17/fed-unconvinced-recovery-yet-warrants-higher-rates-correct-.html" target="_blank">...</a></p></div> </li> <li> <p class="date" align="left"><strong>03/15/10 </strong></p> <div class="news-content"><h3><a href="http://www.washingtonpost.com/wp-dyn/content/article/2010/03/15/AR2010031503465.html?hpid=topnews" target="_blank">Moody's warns nations to cut spending or risk AAA ratings</a></h3> <p>Those programs resulted in ballooning deficits as money was pumped in to stimulate the economy and prop up <b>banking</b> and financial institutions. <a href="http://www.washingtonpost.com/wp-dyn/content/article/2010/03/15/AR2010031503465.html?hpid=topnews" target="_blank">...</a></p></div> </li> </ul><span class="google-news-link">powered by <a href="http://news.google.com/nwshp?oe=utf8&ie=utf8&source=uds&q=financial+news&geo=US&hl=en&start=0" target="_blank">Google News</a></span> </div> </div> <div class="block-holder"><a href="/savings-account/college-savings-calculator/"><img src="/system/asset/gobankingrates/images/savings_calculator.jpg"/></a></div>  <div class="block-saves-calculator"> <a href="/savings-account/savings-calculator/"></a> </div> <div class="block-holder" 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